Please be aware: We are in contact with officials on many levels of government daily, and will aspire to provide our members and the business community of the Bedford County region with as much information as possible. The Chamber will update our website as we have new information and resources to share. (Newest info at the top of the page – scroll down for info that has been posted earlier.)
Please also follow our social media platforms and daily email correspondence for the latest information.
October 21, 2020 – Bedford County CARES Grant Program Round 2 Now Open for Small Business, Tourism and Non-Profit Organizations:
The Bedford County Commissioners have opened up a second round of funding for small businesses and eligible non-profit organizations. Please review and complete the information below by October 30, 2020 at 4:30 p.m. For questions and to submit applications email Makayla Bollman at firstname.lastname@example.org.
Documentation is required to support all applications. Incomplete applications will not be considered. Please note your DCED eligibility form must be completed with supporting financial documentation to be considered. The county understands that some non-profits may not have financial revenue loss to complete the DCED form; however, non-profits should clearly document on the Revenue Loss Worksheet (Attachment B) any loss associated with fundraising, donations, or any other eligible DCED criteria. For questions on eligible expenses please email Makayla Bollman at email@example.com.
Quick Links for CARES Grant:
The Bedford County Commissioners recently awarded $632,539.98 to non-profits and small businesses throughout Bedford County. Click the link below to view the detailed awards for Round 1 of the county’s grant program.
After more than a month, the Small Business Administration has finally reopened the Economic Injury Disaster Loan and Advance Emergency Grant program. Small business applicants from all industries may now immediately apply for assistance. LEARN MORE
October 5 – Additional Funding for PA businesses announced
Governor Tom Wolf has announced that an additional $96 million in state grants have been approved for 5,373 Pennsylvania small businesses that were impacted by the business closure order due to the COVID-19 public health crisis. Businesses in every county were approved for grants in this round of funding, and 52 percent are historically disadvantaged businesses. To date, more than 10,000 businesses were approved for $192 million in grants through the COVID-19 Relief Statewide Small Business Assistance Program. LEARN MORE
September 29 – A Guide to COVID-19 and Your Finances: What You Need to Know.
As the novel coronavirus continues to infect people across the nation, COVID-19 is forcing businesses to shut down and causing millions of Americans to file for unemployment. In response, the U.S. federal government has introduced the CARES Act to provide financial assistance to individuals, small businesses and health care providers in an attempt to stabilize the economy. LEARN MORE
August 22nd – Covid-19 Grant Updates for PA Small Business
August 10 – Bedford County Commissioners Announce Grants for Local Businesses Impacted by Covid -19
The Bedford County Commissioners
announce new grant program: Bedford CARES
for Small Business, Tourism,
and Nonprofit Support
Deadline to Submit: August 28, 2020
July 16 – Funding available to provide hazard pay for businesses with front-line workers. LEARN MORE
Governor Wolf announced the availability of $50M in grant funding through the COVID-19 PA Hazard Pay Grant Program. This program was established to help employers provide hazard pay to employees in life-sustaining occupations during the COVID-19 pandemic.
This reimbursement-based grant is available to employers offering hazard pay during the eligible program period and will be administered by the Pennsylvania Department of Community and Economic Development (DCED). Applicants eligible to apply for grants are businesses, healthcare non-profits, public transportation agencies and certified economic development organizations (CEDOs).
July 15 – Gov. Wolf announces new restrictions for bars, restaurants, gyms and more. LEARN MORE
June 15 – PA 30 Day Fund provides support for small businesses.
Funds available for businesses with 3-30 employees through the PA 30 Day Fund – simple application, quick turn-around.
May 21, 2020: PPP Forgiveness Application Now Available.
May 7, 2020: Chamber Releases Resource Guide for Businesses: Restoring Bedford County…Together
Updates Today: May 3, 2020
THUMBNAIL OVERVIEW OF RESOURCE LINKS:
Centers for Disease Control and Prevention (CDC)
U.S. Chamber of Commerce Resource Links: https://www.uschamber.com/coronavirus
Small Business Guide & Checklist for Coronavirus Emergency Loans
National Small Business Town Hall
Guide to SBA’s Economic Injury Disaster Loans
Guide to Employee Retention Tax Credit
PPP Loans FAQ Sheet
National Return to Work Plan
Save Small Business Fund – $5,000 small business grants
Cares Act Resources (Paycheck Protection Program)
Assistance for small businesses designed to help businesses keep their employees working; applications go through local lenders (banks, credit unions, etc.) https://home.treasury.gov/cares
Paycheck Protection Program Overview
Paycheck Protection Program Application to review
Paycheck Protection Program Fact Sheet for Borrowers
Paycheck Protection Program Fact Sheet for Lenders
PA Chamber of Business & Industry Resource Link: https://www.pachamber.org/coronavirus/
Small Business Administration Loan Information (Family First Act & CARES Act)
SBA Economic Injury Disaster Loan Application
Preparing and Applying for an SBA Economic Injury Disaster Loan
Guide to SBA’s Economic Injury Disaster Loans
Additional Posts (Chronological)
April 14, 2020 – Join us for a Technology Town Hall with PA Senator Wayne Langerholc this Friday, April 17th at 1:00 p.m. Chamber members have been sent the zoom credentials for this meeting. If you would like to join and have not received the information, email Kellie Goodman Shaffer for more information.
April 13, 2020
April 8, 2020
April 5, 2020
April 4, 2020 – National Federation for Small Business Webinars Available On Demand
The NFIB has made recordings of all of their webinars concerning resources for small businesses dealing with the challenges of the COVID-19 crisis available on demand.
April 3, 2020 – SBA Assistance for Farms. Click here for details about loans/funding available to ag producers.
March 30, 2020 – 8am
As many of you are aware, the Coronavirus Aid, Relief, and Economic Security (CARES) Act allocated $350 billion to help small businesses keep workers employed amid the pandemic and economic downturn. Known as the “Paycheck Protection Program,” the initiative provides 100% federally guaranteed loans to small businesses who maintain their payroll during this emergency. Importantly, these loans may be forgiven if borrowers maintain their payrolls during the crisis or restore their payrolls afterward.
Coronavirus Small Business Emergency Loans Guidance & Checklist
We are also recommending this article from Forbes that helps to explain the bill and its benefits for small businesses.
Please don’t hesitate to contact the Chamber if we can be of assistance.
March 30, 2020 – Thank you to Terri Johnson, CPA for sharing this e-newsletter with valuable info about the CARES act with us, including an individual stimulus calculator (for households), unemployment info and more:
March 27, 2020
The CARES Act, passed by Congress, makes $349 Billion in capital available to small businesses immediately, with a particular emphasis on payroll. (Including a “loan” that would be forgiven for 8 weeks of payroll up to $10,000.) Additional loans will also be available, a.. can be requested even if you have applied for and/or been granted a previously-available disaster loan. Community banks and credit unions can take inquiries and will be utilized by the federal government to assist in processing applications. Apply online: sba.gov/disaster
Additional details are available here: CARES Act – Small Business Explainer
March 24, 2020
The Families First Act: Click here for clarification of information for employers and employees.
Downloadable pdf’s with information on the Families First Act requirements and benefits:
March 25, 2020: The Pennsylvania Industrial Development Authority (PIDA) Board of Directors took action today to make $61 Million available for working capital loans to small businesses. Small businesses are defined as for-profit businesses with fewer than 100 employees (WORLDWIDE) at the time of application. While not specified in the guidelines, the interest rate will be 0% except for Ag Producers, which shall have a rate of 2%.
All applications need to be submitted by and through a certified area loan organization. BCDA is the CEDO (Certified Economic Development Organization) for Bedford County. Tabitha Barbarito is the contact for this program. Businesses may inquire at firstname.lastname@example.org
Click Here for additional information available to businesses state wide from Small Business Development Center.
Tips for Small Businesses to Plan for and Respond to Coronavirus
Health and government officials are working together to maintain the safety, security, and health of the American people. Small businesses are encouraged to do their part to keep their employees, customers, and themselves healthy. For guidance and tips for your small business to plan and respond, please click here.
Guidance for Employers – Click here to download CDC guidance for employers to plan and respond to the Coronavirus.
Workplace Tips – For workplace tips and resources for employers to combat the virus, click here.
Corporate Aid Tracker – Click here to view our corporate aid tracker for details on how businesses are helping nationwide.
Resilience in a Box – If your business needs help putting a plan in place, click here to use the U.S. Chamber Foundation’s toolkit created in partnership with the UPS foundation.
Links to Important Websites with COVID-19 Information:
Shutdown Information for Businesses – Additional Info
Here is a downloadable pdf list of the defined “Life Sustaining Businesses” Life-Sustaining-Business
Employers with questions about whether their organization needs to close to contact DCED: email@example.com.
Businesses that would like to seek a waiver should contact the state using this email address:
The U.S. Small Business Administration, in addition to local funding partners, may also be a source of assistance for affected businesses. The SBA has issued a disaster declaration for the state of PA. Businesses should visit: http://sba.gov/disaster to apply for Economic Injury Disaster Loans (EIDL) or Paycheck Protection Plan Assistance (PPP) which will be applied for through your local bank.
Unemployment Compensation and COVID-19: You may be eligible if your employer temporarily or permanently closes; your hours are reduced; you’ve been told not to work to mitigate COVID-19; you’ve been told to quarantine or self isolate. https://www.uc.pa.gov/Pages/covid19.aspx
Through the Chamber Choice partnership My Benefit Advisor (MBA) is available exclusively to Chamber members as a solution for employee benefits. MBA recently hosted a webinar for their clients to discuss the various benefits and business issues employers are facing during the COVID-19 outbreak. For more information about My Benefit Advisor or if you have any questions, contact us at (800) 377-3539 or firstname.lastname@example.org
MBA has decided to share the recording of this webinar because of its importance and as an example of the guidance and support provided to our clients on a regular basis.
Webinar Password: MBAWebex@2020
Resources for Non-Profit Organizations:
The Community Foundation for the Alleghenies has announced a fund specifically designed to help non-profits deal with the challenges of the COVID-19 crisis. Click Here to Read the Full News Release